A renewal book that chases itself.
Policies, premiums, riders and claims live on every customer record — and renewals open, remind and escalate on their own schedule, not your memory.
No policy lapses because someone forgot
Sixty days out, a renewal opportunity opens automatically with the premium, insurer and history attached. Reminders go to the customer; escalations go to you.
- Renewal pipeline auto-created from policy end dates
- WhatsApp and email reminder cadences per product line
- Lapse-risk flags when reminders go unanswered
- Commission tracked per policy, per insurer
| Policy | Holder | Premium | Status |
|---|---|---|---|
| HLT-99120 | Meera Nair | ₹24,800 | Renewed |
| MTR-45102 | Karthik P | ₹12,400 | Due 6d |
| LIF-77841 | A. Banerjee | ₹56,000 | Quote sent |
| HLT-99274 | S. Reddy | ₹18,200 | Lapsed |
See the family, not just the policy
Group policies by household or business, spot the gaps — no health cover, car uninsured after a sale — and turn service moments into cross-sell conversations.
- Household view with every policy and premium due
- Coverage-gap prompts your advisors can act on
- Birthdays, maturities and claim anniversaries surfaced automatically
Compliance-friendly by construction
Policy records
Product, insurer, premium, riders and documents — structured, searchable, auditable.
Claims tracking
Claim stages with insurer references; customers see status without calling.
Premium collections
Payment links and receipts for direct collections; reconciliation for insurer-side.
Advisor hierarchies
Teams, sub-brokers and payout splits mapped the way your book is actually built.
Audit trail
Every touch on a policy or claim logged — regulator questions get fast answers.
Book analytics
Persistency, renewal rates and commission by product, insurer and advisor.
Persistency moved four points in two quarters. Renewals stopped depending on which advisor remembered.
Put your renewal book on autopilot
Bring a slice of your book to the demo — we'll show the next 60 days of renewals opening and chasing themselves.
For agencies, brokers and bancassurance teams